Best Personal Loans In India
Person loans are the best form of unsecured loan which is offered by the almost every banking firm and non- profit financial service firm. We have listed down Best Personal Loans In India 2017 so that people can choose a best loan by comparing its loan rates. Some of the well known banking organization has been listed down along with the less interest rate.
If we talk about last year, some institutions have provided some unique and exclusive schemes to salaried individuals. At present standard chartered bank of India is offering least interest rate of 10.99 % as compared to any other banking firm.
However, the interest rate of personal loan depends on different criteria considering the major factor of income level. It’s true that each bank has its own classification on the basis of which its rate of interest is being calculated.
But personal loans have made the task much easier through which you can make purchase of high expensive things that you couldn’t have been able to purchase before due to less availability of funds. Well, we have also listed down steps that you can follow to apply for loan after comparing the rates of different banks.
Best Personal Loans in India
|Standard Chartered||10.99 – 14.49%|
|ICICI Bank||11.70% – 18.85%|
|HDFC Bank||11.29% – 19.50%|
|SBI||11.95% – 16.55%|
|Kotak Mahindra||11.50% – 19.65%|
|Axis Bank||15.00% – 20.00%|
|Bajaj Finserv||11.99% onwards|
|Standard Chartered||11.99% – 13.49%|
|Fullerton India||16.00% – 32.00%|
|IndusInd Bank||14% – 16.5%|
Loan As Per Processing Fee Charges
|Bajaj Finserv||Upto 4.00%|
|Standard Chartered||upto 2.00%|
|HDFC Bank||Zero (For LA-10 Lakhs & Above with Salary 75k) else- 4%|
|Fullerton India||Upto 6.00%|
|Kotak Mahindra Bank||Zero above 10 lakh, Otherwise 5.00%|
|ICICI Bank||5% Or Nil (For Loan Amount More Than 10 Lacs)|
|Indusind Bank||upto 4.00%|
Check Out! How to Open a Bank Account Online?
How To Apply For A Personal Loan
Well, if you are looking or the steps to apply for obtaining personal loan, then follow the below provided steps
First of all, the user should fill up the interest rate from which is available online with all necessary details. After submitting it’s online, check your eligibility to apply to view the interest rate of personal loan.
Then you have to make the comparison of different option of interest rate which can be done by the tool offered by the firm and after comparison, apply for a suitable one.
Then the organization will approve your application from once you successfully submit your personal loan application from.
Personal Loan As Per Pre-Payment Charges
|ICICI Bank||1999 to 2.50%|
|HDFC Bank||Rs 999/- for Special companies Else 1% – 2.5%|
|Bajaj Finserv||2.00% – 2.5%|
|Standard Chartered||Zero for all|
|Indusind Bank||1-2 %|
However, it is not a secured loan and therefore offered by the banking Firm and nonprofit organizations to the people. Well, if we talk about India, this loan is basically provided in the amount between 50000- Rs 50, 00000. The best part is that this along are suited for both employed and as well owners. So you can easily attain its advantages.
So, that all about Best Personal Loans in India, stays in touch with our web portal for interesting facts and details like this.
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